March 20, 2017
Who Can Request a Credit Report?
The Fair Credit Reporting Act regulates the use of credit reports as a protection for consumers. Permissible uses of the credit report include: Applications. This can be for opening new lines of credit, purchasing insurance, or finding a new place to live (rental applications). Employment purposes. Employers can request a credit report on prospective or […]
February 9, 2017
Background Check Compliance: Employee Applicant Rights
Conducting employee screening and background checks is such a common practice these days that a basic check can be done for less than $20. More complex investigations, known as investigative consumer reports (ICRs), are much pricier and are often conducted on candidates of high-level positions. But regardless of the type of background check being […]