Tag: fair credit

As consumers, we’re all protected by the Fair Credit Reporting Act (FCRA), which spells out the appropriate ways our sensitive data may be handled and used by employers, insurers, landlords, and anyone requesting access to these records. The findings of these consumer reports are used to determine our eligibility for most if not all of […]

A United States SCOTUS ruling set the precedent for future FCRA related class action lawsuits, stating that class action suits must demonstrate proof of “concrete injury”. In ruling against Robins in the case of Spokeo Vs. Robins, the Supreme Court in effect required that those filing a lawsuit provide a much greater amount of evidence. […]

Sometimes violations of federal law aren’t blatant. In late 2014, Colin Speer, a former Whole Foods employee in Florida, filed a lawsuit against the company for allegedly failing to comply with FCRA standards regarding background checks. Speer claims that Whole Foods obtained his consumer report, but he was notified of this fact in a document […]